Deposit Services
Business Accounts
A Deposit Account for your Business…..Large or Small!
Small Business Checking – Designed for small businesses with lower banking transaction volume
- $100 minimum balance to open
- $15.00 service charge if “average daily balance” falls below $5,000
- Per item fees for items in excess of 150
Business Checking with Interest - Sole Proprietorships and Non-Profit Organizations only
- $100 minimum balance to open
- Interest paid on all balances
- Interest begins to accrue on first business day of deposit
- Interest will be compounded and credited to your account every month
- $12.00 service charge if “average daily balance” falls below $1,500
Business Charter Prestige Account - A high balance-high yielding NOW Account for Sole Proprietorships and Non-Profit Organizations only
- $10,000 minimum balance to open
- Maximum interest rate paid on balances of $50,000 or more
- Interest will be compounded and credited to your account every month
- Interest begins to accrue on first business day of deposit
Business Money Market Account – Interest Bearing**
- $200 minimum balance to open
- Interest paid on all balances
- Interest begins to accrue on first business day of deposit
- Interest will be compounded and credited to your account every month
- $10.00 service charge if “average daily balance” falls below $2,500
Business Savings Account – Interest Bearing**
- $100 minimum balance to open
- Interest will be compounded and credited to your account every month
- $3.00 service charge fee Business Account Analysis – Designed for high volume transaction balance accounts
- Strengthen your cash management control
- Manage your bank accounts
- Detailed monthly overview and bank balance position
- Access to timely and accurate information
- Monitor service charges and determine necessary balance requirements
- Evaluate use of available funds
Certificates of Deposit
- Variety of Terms
- Attractive market rates
Personal Accounts
A Deposit Account to meet your needs!
Regular Checking – traditional account
- $100 minimum balance to open
- $8.00 maintenance fee imposed if the account falls below $500 any day during the month.
EZ Checking – low volume account
- $50 minimum balance to open
- $5.00 Maintenance charge
- Includes 10 check or ATM withdrawals per month
Personal Checking with Interest – earn interest while you spend
- $100 minimum balance to open
- Interest paid on all balances
- Interest begins to accrue on first business day of deposit
- Interest will be compounded and credited to your account every month
- $10.00 maintenance fee if “average daily balance” falls below $1,500
Charter Prestige Account - A high balance-high yielding NOW Account
- $10,000 minimum balance to open
- Maximum interest rate paid on balances of $50,000 or more
- Interest will be compounded and credited to your account every month
- Interest begins to accrue on first business day of deposit
Personal Money Market Account – Earn interest while you save**
- $200 minimum balance to open
- Interest paid on all balances
- Interest begins to accrue on first business day of deposit
- Interest will be compounded and credited to your account every month
- $12.00 maintenance charge if “average daily balance” falls below $2,500
Personal Savings Account – Traditional savings**
- $100 minimum balance to open
- Interest will be compounded and credited to your account every month
- $3.00 maintenance charge if “average daily balance” falls below $300
Certificates of Deposit
- Variety of Terms
- Attractive market rates
**Transaction Limitations: You may make no more than six preauthorized withdrawals, automatic or telephone transfers, checks, drafts, and debit card and similar transactions from your account per month or statement cycle.
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